VA Loan Guide

A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs. It’s designed to help veterans, active-duty service members, and some military spouses buy a home with no down payment and favorable terms.

🔑 Key Features

✅ $0 down payment required
✅ No mortgage insurance
✅ Competitive interest rates
✅ Limited closing costs
✅ Must be for your primary residence
✅ Requires a Certificate of Eligibility (COE)

🤔 Who Qualifies?

✅ Active-duty military
✅ Veterans (with qualifying service)
✅ National Guard & Reserve members
✅ Some surviving spouses